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What insurance do I have?
What insurance do I have?
Manon avatar
Written by Manon
Updated over a week ago

What does AXA insurance covers ?

The insurance covers the Public Liability of the host. In other words, the consequences of all damage (bodily harm, material, immaterial, etc.) that you could come across or cause when a traveller stays in your garden will be taken in charge by your insurer AXA.
For any other information regarding the amount of the warrants and exclusions, you can consult the information notice

Some examples: 

  1. The young boy, who arrived yesterday with his family, has twisted his ankle in your garden on a non-fixed step; unluckily, it's diagnosed as a sprain ankle by the doctor.

  2. Your dog has done his teeth on the guest's electric bike, which was stored in the bike shed. The estimate repair price for the damage is quite high: €450!

  3. A branch has fallen on the campervan that was parked underneath your acacia tree in your backyard; €3000 worth of repair was announced by the mechanic. 

What should I do to be covered?

Nothing! When you confirm and accept a reservation through the platform, your insurance is automatically included and will cover your responsibility for any damage caused and up to €9000000 for bodily injury. 

This insurance is offered to you by HomeCamper and is included in every reservation payed through the platform, in the limit of the insurance's terms and conditions provided below. 

WARNING: this insurance does not substitute the landlords' Public Liability insurance.

What is an excess franchise?

This is the amount of money that remains at the charge of the insured party in case of loss.
The insurance is part of your HomeCamper benefit but includes a €300 excess franchise. Let's imagine the example n°3 above, the value of the repairs is €3000. In this case AXA will finance €2700 but €300 will stay at your charge. 

When am I covered?

The guarantee is automatically included when a reservation is payed through the platform (except from the exclusions provided in the contract) and is granted during the whole duration of the stay, in the limit of 30 consecutive days of stay. It only applies to reservation happening on the French territories (mainland France, DOM-TOM and Corsica).

What is not covered?

Beware! There are exclusions concerning some damages, please read the full information notice or contact us at

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